What Does City of Deer Park Federal Credity Union Do With Your Personal Information?

 

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share member’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their member’s personal information; the reasons City of Deer Park FCU chooses to share; and whether you can limit this sharing.

Reason we can share your personal information Does City of Deer Park FCU Share? Can You Limit This Sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you No No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes - information about your transactions and experiences No We Don't Share
For our affiliates' everyday business purposes - information about your creditworthiness No We Don't Share
For nonaffiliates to market to you Yes Yes

Questions?

Call 281-479-3344

Who We Are
Who is providing this notice City of Deer Park FCU
What we do
How does City of Deer Park FCU protect my personal information To protect your peronsal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
how does City of Deer Park FCU collect my personal information We collect your personal information, for example, when you
  • Open an account or deposit money into an account
  • pay your bills or apply for a loan
  • use your debit card
We also collect your information from others, such as credit bureaus or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies
  • City of Deer Park FCU has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies
  • Third party service providers
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • CUNA Mutual Insurance Group
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