| Credit Rating | 0-48 Months | 0-60 Months | 61-72 Months | 73-84 Months > 30k |
| A+ | 3.99% APR | 4.99% APR | 5.49% APR | 6.49% APR |
| A | 4.99% APR | 5.99% APR | 6.49% APR | 7.49% APR |
| B | 5.99% APR | 6.99% APR | 7.49% APR | 8.49% APR |
| C | 8.99% APR | 9.99% APR | 10.49% APR | 11.49% APR |
| D | 11.99% APR | 12.99% APR | 13.99% APR | N/A |
| E | 14.99% APR | 15.99% APR | 16.99% APR | N/A |
| Credit Rating | 0-60 Months | 61-72 Months | 73-84 Months > 30k |
| A+ | 7.49% APR | 7.99% APR | 9.99% APR |
| A | 7.99% APR | 8.49% APR | 10.49% APR |
| B | 8.99% APR | 9.99% APR | 10.99% APR |
| C | 12.99% APR | 13.99% APR | 15.99% APR |
| D | 15.99% APR | 17.99% APR | 17.99% APR |
| E | 17.99% APR | 17.99% APR | 17.99% APR (Max term) |
| Credit Rating | 0-72 Months |
| A+ | 9.99% APR |
| A | 10.99% APR |
| B | 12.99% APR |
| C | 15.99% APR |
| D | 17.99% APR |
| E | 17.99% APR |
| Credit Rating | Daily Periodic Rate |
| A+ 10.99% APR | 0.0301 |
| A 11.99% APR | 0.0328 |
| B 12.99% APR | 0.0356 |
| C 16.99% APR | 0.0465 |
| D 17.99% APR | 0.0493 |
| E 17.99% APR | 0.0493 |
Boats and RV loans can be financed for up to 10 years, call for rates.
Rates subject to change. Please contact the credit union to confirm the most current rate.
Loan Rates effective as of: 01/01/2023
APY = Annual Percentage Yield.
APR = Annual Percentage Rate.