Credit Rating 0-48 Months 0-60 Months 61-72 Months 73-84 Months > 30k
A+ 1.99% APR 2.49% APR 2.99% APR 4.99% APR
A 2.99% APR 3.49% APR 4.49% APR 5.49% APR
B 3.99% APR 4.49% APR 5.49% APR 6.99% APR
C 7.49% APR 8.49% APR 9.49% APR 10.99% APR
D 10.99% APR 11.99% APR 13.49% APR N/A
E 12.99% APR 13.99% APR 14.99% APR N/A
Credit Rating 0-60 Months 61-72 Months 73-84 Months > 30k
A+ 3.50%  APR 4.25% APR 4.99% APR
A 4.50% APR 5.25% APR 6.50% APR
B 6.50% APR 7.50% APR 8.50% APR
C 10.50% APR 11.50% APR 14.00% APR
D 13.50% APR 15.50% APR 16.50% APR
E 15.25% APR 16.50% APR 18.00% APR (Max term)
Credit Rating 0-72 Months
A+ 7.00%  APR
A 8.25% APR
B 9.25% APR
C 14.25% APR
D 16.75% APR
E 17.50% APR
Credit Rating Daily Periodic Rate
A+ 8.00% APR 0.0219
A 9.25% APR 0.0253
B 10.25% APR 0.0280
C 15.25% APR 0.0417
D 17.75% APR 0.0486
E 18.00% APR 0.0493

Boats and RV loans can be financed for up to 10 years, call for rates.

Rates subject to change. Please contact the credit union to confirm the most current rate.

Loan Rates effective as of: 2/1/2021

APY = Annual Percentage Yield.
APR = Annual Percentage Rate.

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